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Our agents are best in class support and amazing problem solvers. We will be able to maximize your benefits in no time!
Our representatives are highly trained to deliver exactly what you require with the utmost precision. Our knowledge of the medicare industry is un paralleled and our main priority is to help maximize your benefits while minimizing your expenses. If you are unsure of anything within your Medicare Plan our agents are able to assist with any and all issues over the phone.
Most Medicare enrollees pay monthly premiums. Premium amounts vary based on the income of a Medicare enrollee as well as the plan they select.
Employees and employers in the US each pay a 1.45% tax on employee income which goes to fund Medicare Part A. For those who have worked 40 quarters or more, hospital insurance through Part A is free. However, medical insurance through Part B has a premium, and the remaining costs of Part B are paid for from general federal government revenues.
If an enrollee has less than $85,000 in yearly income, they pay the minimum premium amount, which in 2019 is $135.50 per month. The premium increases for higher incomes, up to a maximum of $460.50 per month. Most Medicare enrollees pay only the minimum amount.
If an enrollee elects to receive prescription drug coverage through Part D, they may have to pay an additional Part D premium, depending on the plan. The average Part D premium in 2019 is $32.50 per month.
People in poverty who are eligible for Medicare can access another government healthcare program, Medicaid, which pays their premiums and co-pay costs.
Medicare doesn’t cover everything. Some of the coverage gaps are particularly relevant to an aging population, such as hearing aids, podiatry, dental and vision care, and nursing home care. In order to increase coverage for additional heathcare needs, some people choose to participate in a Medicare Advantage plan instead of traditional Medicare.
Medicare Advantage plans, offered through Medicare Part C, allow private insurers to offer alternatives to traditional Medicare. These plans must cover everything covered by Parts A and B. Medicare pays these plans a set amount per enrollee roughly equivalent to the value of Parts A and B coverage. Additional cost for expanded coverage is paid by the beneficiary.
Medicare Advantage plans are increasing in popularity. In 2019, 36.7% of Medicare eligible individuals are expected to enroll in a Medicare Advantage plan.
Plans are avaialble for all
